Does My Health Insurance Cover Mesa Chiropractic Costs?
Chiropractic care can help with a range of health issues, including chronic pain, tension and stress, as well as inflammation. Yet despite the many benefits of seeing a Mesa chiropractor, many people fail to get this helpful treatment because they believe that they can’t afford it. They might relegate it to the field of “alternative” approaches that cost a lot of money but don’t produce a lot of results.
The truth is that chiropractic care has been shown to be effective at treating numerous issues, and even doctors that practice conventional medicine recommend that their patients see a chiropractor near Mesa to treat musculoskeletal conditions. It is also quite affordable, with or without insurance. However, many insurance plans also cover Mesa chiropractic care, either in part or in full.
The best way to know for sure if your health insurance will cover a visit to the chiropractor office is to call the office directly and ask for the billing specialist or to check the details in your policy paperwork. Some plans require that you get a doctor’s referral to have the care covered; other plans will let you visit the chiropractor whenever you deem it necessary for yourself. Your plan may require a co-pay, you may have to meet a deductible or it may only cover a percentage of treatment up to a certain dollar amount.
If you have any questions about the cost of care, talk to the representatives at your Mesa AZ chiropractor office to figure out the details, or call your insurance company directly.
Medicare Coverage for Chiropractic Treatment
It may come as good news to learn that Medicare also covers chiropractic treatment. Medicare Part B covers 80 percent of the cost of treatment at a Mesa chiropractic clinic if it is “medically necessary.” That means that your chiropractor documents a detailed treatment plan to manage a medical problem. There is no cap on the number of visits that Medicare will cover, so long as the treatment is deemed necessary and provides relief in a reasonable amount of time.
Medigap also covers Mesa chiropractic treatment. Plan C and plan F cover 100 percent of the deductible for Part B, as well as the 20 percent coinsurance that is required. If you have both Medicare and Medigap, you may not have to pay out of pocket for chiropractic care at all.
Medicare Advantage plans vary in what they cover to visit a chiropractor so call the office and ask a billing specialist.
What Does Chiropractic Treatment Involve?
When you visit a chiropractic clinic, you will first undergo an exam to determine what’s causing your troubles. The chiropractor will check your posture, the position of your hips and shoulders, your muscle tone, and more. In some cases, your chiropractor may also take an x-ray of your spine.